<?xml version="1.0" encoding="UTF-8"?>
<?xml-stylesheet type="text/xsl" media="screen" href="/~d/styles/rss2full.xsl"?><?xml-stylesheet type="text/css" media="screen" href="http://feeds.cbsnews.com/~d/styles/itemcontent.css"?><rss xmlns:s="http://www.cbsnews.com" xmlns:feedburner="http://rssnamespace.org/feedburner/ext/1.0" version="2.0">
<channel>
<link>http://www.cbsnews.com</link>
    <title>CBS News - Retirement</title>
    <description>CBS News top Retirement stories</description>

    
        
        
                
        
    
        
        
                
            
                    
                    
                    


                    
                    
                    


                    <atom10:link xmlns:atom10="http://www.w3.org/2005/Atom" rel="self" type="application/rss+xml" href="http://feeds.cbsnews.com/RayMartin" /><feedburner:info uri="raymartin" /><atom10:link xmlns:atom10="http://www.w3.org/2005/Atom" rel="hub" href="http://pubsubhubbub.appspot.com/" /><item>
                        
                      
                        
                        <title>Delaying Social Security benefits pays off </title>
                      
                      
                      
	                      <description>Your monthly payments are determined by the age at which you elect to receive them&lt;img src="http://feeds.feedburner.com/~r/RayMartin/~4/mAmZmsMgIoc" height="1" width="1"/&gt;</description>
                      

                      
                      
                      
                      <pubDate>Fri May 10 10:32:58 PDT 2013</pubDate>
                      
                      <link>http://feeds.cbsnews.com/~r/RayMartin/~3/mAmZmsMgIoc/</link>

                      
                              
                                          <s:imageUrl>http://i.i.com.com/cnwk.1d/i/tim/2013/04/02/Social-Security_175x131.jpg</s:imageUrl> 
                                  
                                              
                      <guid isPermaLink="false" />
                    <feedburner:origLink>http://www.cbsnews.com/8301-505146_162-57583794/delaying-social-security-benefits-pays-off/</feedburner:origLink></item>
                    
                    
                    
					
                
            
                    
                    
                    


                    
                    
                    


                    <item>
                        
                      
                        
                        <title>The lowdown on Social Security spousal benefits</title>
                      
                      
                      
	                      <description>Activate the benefits of a nonworking spouse and maximize benefits of the working party by delaying access&lt;img src="http://feeds.feedburner.com/~r/RayMartin/~4/fkHk6j4IaPI" height="1" width="1"/&gt;</description>
                      

                      
                      
                      
                      <pubDate>Wed May 08 04:00:00 PDT 2013</pubDate>
                      
                      <link>http://feeds.cbsnews.com/~r/RayMartin/~3/fkHk6j4IaPI/</link>

                      
                                
                                        <s:imageUrl>http://i.i.com.com/cnwk.1d/i/tim/2012/10/11/SOcial-Sec_100x75.jpg</s:imageUrl> 
                                  
                                              
                      <guid isPermaLink="false" />
                    <feedburner:origLink>http://www.cbsnews.com/8301-505146_162-57583321/the-lowdown-on-social-security-spousal-benefits/</feedburner:origLink></item>
                    
                    
                    
					
                
            
                    
                    
                    


                    
                    
                    


                    <item>
                        
                      
                        
                        <title>The best way to start a new business</title>
                      
                      
                      
	                      <description>When it comes to launching a small business, forming a limited liability company offers many advantages&lt;img src="http://feeds.feedburner.com/~r/RayMartin/~4/638lkDKKhTQ" height="1" width="1"/&gt;</description>
                      

                      
                      
                      
                      <pubDate>Wed May 01 03:50:00 PDT 2013</pubDate>
                      
                      <link>http://feeds.cbsnews.com/~r/RayMartin/~3/638lkDKKhTQ/</link>

                      
                                
                                        <s:imageUrl>http://i.i.com.com/cnwk.1d/i/tim/2012/04/06/contract_signing_000017511189_100x75.jpg</s:imageUrl> 
                                  
                                              
                      <guid isPermaLink="false" />
                    <feedburner:origLink>http://www.cbsnews.com/8301-505143_162-57582156/the-best-way-to-start-a-new-business/</feedburner:origLink></item>
                    
                    
                    
					
                
            
                    
                    
                    


                    
                    
                    


                    <item>
                        
                      
                        
                        <title>Time for homeowners to get flood insurance</title>
                      
                      
                      
	                      <description>Hurricane season starts in June -- is your home insurance policy ready for the wet weather?&lt;img src="http://feeds.feedburner.com/~r/RayMartin/~4/mi0UZxNHWoo" height="1" width="1"/&gt;</description>
                      

                      
                      
                      
                      <pubDate>Tue Apr 30 04:00:00 PDT 2013</pubDate>
                      
                      <link>http://feeds.cbsnews.com/~r/RayMartin/~3/mi0UZxNHWoo/</link>

                      
                                
                                        <s:imageUrl>http://i.i.com.com/cnwk.1d/i/tim/2013/04/24/flooding_AP603655154481_100x75.jpg</s:imageUrl> 
                                  
                                              
                      <guid isPermaLink="false" />
                    <feedburner:origLink>http://www.cbsnews.com/8301-505145_162-57581941/time-for-homeowners-to-get-flood-insurance/</feedburner:origLink></item>
                    
                    
                    
					
                
            
                    
                    
                    


                    
                    
                    


                    <item>
                        
                      
                        
                        <title>Investment accounts for kids</title>
                      
                      
                      
	                      <description>When it comes to investment accounts for children, here are some options for individuals who have not reached their majority&lt;img src="http://feeds.feedburner.com/~r/RayMartin/~4/6_USuLeOQRs" height="1" width="1"/&gt;</description>
                      

                      
                      
                      
                      <pubDate>Fri Apr 26 11:50:51 PDT 2013</pubDate>
                      
                      <link>http://feeds.cbsnews.com/~r/RayMartin/~3/6_USuLeOQRs/</link>

                      
                                
                                        <s:imageUrl>http://i.i.com.com/cnwk.1d/i/tim2/2013/04/26/Money_Gifts_100x75.jpg</s:imageUrl> 
                                  
                                              
                      <guid isPermaLink="false" />
                    <feedburner:origLink>http://www.cbsnews.com/8301-505123_162-57581648/investment-accounts-for-kids/</feedburner:origLink></item>
                    
                    
                    
					
                
            
                    
                    
                    


                    
                    
                    


                    <item>
                        
                      
                        
                        <title>Renters: buying now could be a smart move</title>
                      
                      
                      
	                      <description>Home ownership under current conditions is attractive, but consider the pros and cons and do the math and before you dive in&lt;img src="http://feeds.feedburner.com/~r/RayMartin/~4/3wtwXRnca98" height="1" width="1"/&gt;</description>
                      

                      
                      
                      
                      <pubDate>Tue Apr 23 15:30:20 PDT 2013</pubDate>
                      
                      <link>http://feeds.cbsnews.com/~r/RayMartin/~3/3wtwXRnca98/</link>

                      
                                
                                        <s:imageUrl>http://i.i.com.com/cnwk.1d/i/tim/2013/04/23/Home_buying_100x75.jpg</s:imageUrl> 
                                  
                                              
                      <guid isPermaLink="false" />
                    <feedburner:origLink>http://www.cbsnews.com/8301-505123_162-57580999/renters-buying-now-could-be-a-smart-move/</feedburner:origLink></item>
                    
                    
                    
					
                
            
                    
                    
                    


                    
                    
                    


                    <item>
                        
                      
                        
                        <title>What to do after a car accident</title>
                      
                      
                      
	                      <description>Whether after a fender-bender or a more serious crash, drivers should try to follow these steps&lt;img src="http://feeds.feedburner.com/~r/RayMartin/~4/ciBWV-y8baQ" height="1" width="1"/&gt;</description>
                      

                      
                      
                      
                      <pubDate>Wed Apr 17 10:54:50 PDT 2013</pubDate>
                      
                      <link>http://feeds.cbsnews.com/~r/RayMartin/~3/ciBWV-y8baQ/</link>

                      
                                
                                        <s:imageUrl>http://i.i.com.com/cnwk.1d/i/tim/2011/12/30/111230-car_crash-generic-image2501766x_100x75.jpg</s:imageUrl> 
                                  
                                              
                      <guid isPermaLink="false" />
                    <feedburner:origLink>http://www.cbsnews.com/8301-505145_162-57580043/what-to-do-after-a-car-accident/</feedburner:origLink></item>
                    
                    
                    
					
                
            
                    
                    
                    


                    
                    
                    


                    <item>
                        
                      
                        
                        <title>Why you shouldn't pay your taxes with a debit card</title>
                      
                      
                      
	                      <description>Find out why having the IRS directly debit your bank account is a far better option&lt;img src="http://feeds.feedburner.com/~r/RayMartin/~4/FhvD4wGseMI" height="1" width="1"/&gt;</description>
                      

                      
                      
                      
                      <pubDate>Mon Apr 08 04:00:00 PDT 2013</pubDate>
                      
                      <link>http://feeds.cbsnews.com/~r/RayMartin/~3/FhvD4wGseMI/</link>

                      
                                
                                        <s:imageUrl>http://i.i.com.com/cnwk.1d/i/tim/2012/04/18/taxes_money_000002995376_100x75.jpg</s:imageUrl> 
                                  
                                              
                      <guid isPermaLink="false" />
                    <feedburner:origLink>http://www.cbsnews.com/8301-505144_162-57578167/why-you-shouldnt-pay-your-taxes-with-a-debit-card/</feedburner:origLink></item>
                    
                    
                    
					
                
            
                    
                    
                    


                    
                    
                    


                    <item>
                        
                      
                        
                        <title>Six things to check before filing your taxes</title>
                      
                      
                      
	                      <description>Before you file those tax returns, make sure you check these six things for mistakes&lt;img src="http://feeds.feedburner.com/~r/RayMartin/~4/svaDURGXEFE" height="1" width="1"/&gt;</description>
                      

                      
                      
                      
                      <pubDate>Wed Apr 03 09:43:26 PDT 2013</pubDate>
                      
                      <link>http://feeds.cbsnews.com/~r/RayMartin/~3/svaDURGXEFE/</link>

                      
                                
                                        <s:imageUrl>http://i.i.com.com/cnwk.1d/i/tim/2012/03/27/taxes_000009030913_100x75.jpg</s:imageUrl> 
                                  
                                              
                      <guid isPermaLink="false" />
                    <feedburner:origLink>http://www.cbsnews.com/8301-505144_162-57577751/six-things-to-check-before-filing-your-taxes/</feedburner:origLink></item>
                    
                    
                    
					
                
            
                    
                    
                    


                    
                    
                    


                    <item>
                        
                      
                        
                        <title>Moving? Don't neglect these important steps</title>
                      
                      
                      
	                      <description>After you've settled in, there are some significant financial matters to deal with to ensure a smooth transition&lt;img src="http://feeds.feedburner.com/~r/RayMartin/~4/eQOa2N2wvUs" height="1" width="1"/&gt;</description>
                      

                      
                      
                      
                      <pubDate>Thu Mar 28 09:57:57 PDT 2013</pubDate>
                      
                      <link>http://feeds.cbsnews.com/~r/RayMartin/~3/eQOa2N2wvUs/</link>

                      
                                
                                        <s:imageUrl>http://i.i.com.com/cnwk.1d/i/tim/2012/05/04/moving_000017812626_100x75.jpg</s:imageUrl> 
                                  
                                              
                      <guid isPermaLink="false" />
                    <feedburner:origLink>http://www.cbsnews.com/8301-505144_162-57576778/moving-dont-neglect-these-important-steps/</feedburner:origLink></item>
                    
                    
                    
					
                
            
                    
                    
                    


                    
                    
					
                
            
                    
                    
                    


                    
                    
					
                
            
                    
                    
                    


                    
                    
					
                
            
                    
                    
                    


                    
                    
					
                
            
                    
                    
                    


                    
                    
					
                
            
                    
                    
                    
					
                
        
    
        
        
                
            
                    
                    
                    
					
                
        
    
</channel>
</rss>
